We are currently seeking Commercial Lenders to join our team. This role requires a proven track record of consistent, high-dollar commercial loan production and middle-market experience. You must be an assertive self-starter with a professional demeanor and strong sales and business development experience to prospect for new relationships using local networks and personal connections.
Responsibilities:
o Aggressively solicit and generate new commercial loan business while expanding existing commercial customer relationships
o Develop relationships with various community and professional organizations as a source of new commercial loan activity
o Manage a commercial lending portfolio with moderate oversight support from management
o Identifies & analyzes markets, including middle markets, to develop prospects for commercial banking.
o Preparation of an annual business development strategy plan based on predetermined goals and objectives.
o Proven track record of setting and meeting strategic goals.
o Ability to build relationships with clients and internal partners and influence others without direct control.
o Processes commercial loans and analyzes and screens loan requests for all types of loans.
o Gathers related financial and general business information, performs financial analyses needed to make credit decisions, participates in team credit decisions, and communicates with prospects and customers to close sales.
o Analyzes the credit history of applicants and determines their loan repayment capabilities.
Benefits:
· Healthcare plan (medical, dental, vision and life insurance)
· 88 hours of PTO
· 10 holidays, plus your birthday and Mardi Gras day off!
· Employee assistance program/health and welfare assistance
· Flexible spending account
· Tuition reimbursement
· Retirement plan with matching 401k
· Employee stock ownership plan
· Online marketplace discounts on a variety of goods and services
· Adoption assistance
· Free and reduced-rate bank services
· Leadership and career development programs
We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to
HR@insightglobal.com.
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https://insightglobal.com/workforce-privacy-policy/ .
o Minimum of 3 years' experience underwriting, structuring, covenanting, risk-rating and pricing simple and complex commercial loan transactions
o Bachelor's degree in business, finance, or related field preferred
o Ability to read, analyze and interpret business, professional, technical or government documents
o Ability to write reports, loan memorandum and business correspondence
o Must possess strong written, credit analysis and verbal communication skills with individuals at all levels, internally and externally.
o Must be pro-active and constructive in making credit decisions with ability to influence others with fact-based insights.
o Demonstrated experience presenting and working with Executive Management, Board of Directors,
o and Regulators.Strong organizational, reasoning and communications skills.
o Thorough understanding of credit principles.
o Knowledge of Microsoft Office
o Experience managing a commercial loan portfolio of a minimum of $100 million dollars.
o Mastery of the technical requirements of analysis.
o Experience generating and handling new commercial loans of $1,000,000 or more.
Benefit packages for this role will start on the 31st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.