Senior Credit Analyst

Position Summary
The Senior Credit Analyst is responsible for the quantitative and qualitative
analysis of applicant requests for a line of credit. The Senior Credit Analyst will
assess collateral values, credit risk, and prepare and deliver written credit approval
or denial correspondence. The Senior Credit Analyst will develop models of credit
information to predict patterns and trends using our ERP system (SAP), credit
scoring model, business object reporting and Excel. The Sr. Credit Analyst will
manage and maintain third party collections process, bankruptcy process, and
escheat process in conjunction with the Financial Services Director, Financial
Services Collection Manager, and the Finance team.
The Senior Credit Analyst will train new credit team members, perform systemic
customer master updates on new and existing accounts and maintain credit data
integrity. The Senior Credit Analysts regularly interacts with FFF Enterprises’
Financial Services, Finance, Sales, Sales Operations, and Customer Service
teams along with our customers, while providing WOW Customer Service
Analyze customer’s financial condition (credit data and financial
statements) authorizing customer credit lines =< $1.5MM minimizing
bad debt risk, maximizing accounts receivable collections.
• Analyze customer’s financial condition (credit data and financial
statements) obtaining Financial Services Director authorization on
customer credit lines in excess of $1.5MM but =< $2.5MMM.
• Analyze customer’s financial condition (credit data and financial
statements) obtaining Controller authorization on customer credit lines in
excess of $2.5 MM but =< $5MM.
• Analyze customer’s financial condition (credit data and financial
statements) obtaining CFO authorization on customer credit lines in
excess of $5MM.
• Develop models of credit information to predict patterns and trends on
current customer base utilizing performance tools (SAP/D&B) to assess
customers’ financial status and mitigate risk.
• Monitor and maintain SAP functionality as it pertains to the Credit
Department to ensure an efficient and effective tool to assist the teamin
their daily responsibilities.
FFF: Public Information
• Perform Customer Master audits and updates in SAP including
maintaining business partner data input including but not limited to
coordinator account assignment, credit limit, risk class, credit block, ZGR6,
and payment terms.
• Manage and maintain bankruptcy process including but not limited to
current and historical reporting, invoice management, payment
management, and batch creation for cash applications, fees, and recovery,
as required.
• Manage and maintain third party collection process including but not
limited to current and historical reporting, invoice management, payment
management, and batch creation for cash applications, fees, and recovery,
as required.
• Manage and maintain Escheat process in conjunction with Financial
Services Director, Financial Services Collection Manager and Finance
team including but not limited to current and historical reporting,
payment/credit memo management, and batch creation for cash
application, fees, and recovery, as required.
• Manage and maintain weekly reporting for third party collection activities,
bankruptcies, escheat, management accounts, and credit watch.
• Support all internal and external financial audit activities associated with
accounts receivables, ensuring all data requested is accurate and provided
promptly, as requested by the Finance team.
• Engages and works with FFF Sales Representatives in negotiation of
customer payments and credit limits. Research and resolve customer
and/or internal inquiries or disputes, as it relates to the extension of credit.
• Adheres specifically to all company policies and procedures, Federal and
State regulations, and laws.
• Display dedication to position responsibilities and achieve assigned goals
and objectives.
• Must always represent the Company in a professional manner and
appearance.
• Understand and internalize the Company’s purpose, display loyalty to the
Company and its organizational values.
• Display enthusiasm and dedication to learning how to be more effectiveon
the job and share knowledge with others.
• Work effectively with co-workers, internal and external customers and
others by sharing ideas in a constructive and positive manner; listen to and
objectively consider ideas and suggestions from others; keep
commitments; keep others informed of work progress, timetables, and
issues; address problems and issues constructively to find mutually
acceptable and practical business solutions; address others by name, title,
or other respectful identifier, and; respect the diversity of our work force
in actions, words, and deeds.
• Comply with the policies and procedures stated in the Injury and Illness
Prevention Program by always working in a safe manner and immediately
reporting any injury, safety hazard, or program violation.
FFF: Public Information
• Ensure conduct is consistent with all Compliance Program Policies and
procedures when engaging in any activity on behalf of the company.
Immediately report any concerns or violations.

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to HR@insightglobal.com.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/.

Required Education:
• Bachelor’s Degree in in Business, Accounting, Healthcare Administration
or a related field of study.
Required Knowledge:
• Excellent knowledge of credit and collection principles such as credit
exposure, risk monitoring, bankruptcy laws, corporate credit applications,
and analysis dealing with a tangible product (vs. a financial product).
• GAAP and applied accounting principles in the interpretation of customer
financial statements with strong attention to detail and accuracy.
• Must have knowledge of accounting principles used in the interpretation
of customer financial statements.
• Must have working knowledge and be familiar with various forms of
Bankruptcy including record keeping.
Required Experience:
• Must have seven (7) or more years of Credit and Collections experience,
including analysis of customers’ financial condition along with their D&B
Report and the authorization of customer credit limits for a tangible
product.
• Must have five (5) or more years of experience utilizing Microsoft
Office (advanced level), SAP, D&B, Internet and related computer
skills.
• Must have experience and working knowledge dealing with 3rd party
collection agencies.
Preferred Experience:
• Healthcare industry experience preferred.
Required Skills:
• Must have strong organizational skills.
• Must have a detail orientation and the proven ability to prioritize work.
• Must have effective verbal and written communication skills.
• Must have the ability to work with limited supervision and as part of a
team.
• Sound decision-making abilities.
• Proven advanced Microsoft Office Suite skills, SAP, D&B, Internet and
related computer skills

Benefit packages for this role will start on the 1st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.