Senior Life Underwriter II

Post Date

Jul 14, 2025

Location

West Des Moines,
Iowa

ZIP/Postal Code

50266
US
Sep 15, 2025 Insight Global

Job Type

Perm

Category

Insurance

Req #

DSM-795027

Pay Rate

$80k - $110k (estimate)

Job Description

Insight Global is looking for a Senior Individual Life Underwriter II to join one of their premiere local Insurance clients in the Des Moines area. As a Senior Life Underwriter II, you will be responsible for the total case management of all applications assigned. This position involves reviewing applications, examinations, laboratory and other test results, medical and financial records, all documents required to comply with state and federal regulations and determining suitability. Familiarity with Accelerated Underwriting and interpreting underwriting data is desirable. You will work independently, with support from the assistants, but also may consult with other underwriters, Medical Director, reinsurance companies and experts in other disciplines such as accounting and legal. As a Senior Life Underwriter II, you must adhere to department policies and procedures and comply with government regulations. There are times where this role would be responsible for training our agency force in the participation of seminars, and agency or statewide meetings.The annual salary for this role is between $80,000-$110,00 a year.

We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form. The EEOC "Know Your Rights" Poster is available here.

To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/ .

Required Skills & Experience

8+ years of experience as an Individual Life Underwriter
Experience writing at least 2-3 million limit of authority
Experience reviewing medical records/summaries, prescription profiles, medical data
For example: Milliman, Lexus Nexus or other prescription tools
Familiarity with Reinsurance
For example: Hanover Re, Swiss Re, RGA, Munich or other proprietary tools
Understand MIB conditions and codes
Outgoing personality open to learning how to lead a team, willing to speak in front of a group

Nice to Have Skills & Experience

FLMI, FALU, CLU or other designations or certifications
EHR (Electronic Health Records) Experience
Experience communicating with agents on the phone
Can exemplify ability to interact and collaborate with agents and business users
Supervisor or leadership experience

Benefit packages for this role will start on the 31st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.