* Hybrid schedule - 2 days of in-office work at the Alpharetta, Georgia office required, and 3 days remote
* Perform basic re-underwriting of specified accounts, including analyzing recent financials and compiling the research in a formal write up to be reviewed by the Credit Committee.
* Provide credit stats for the Credit & Loss Report on a weekly basis
* Work the G2 Monthly Monitoring Results File, involving research and applicable follow up on any potential pBRAM and/or BRAM violations
* Assist with projects related to system enhancements within the credit and risk teams.
* Monitor and process the ACR Queue daily for all direct liability queues. Retrieve omitted information directly from merchants. Report any suspicious activity and forward the account for review
* File all E-Fax mail and information that is received. This includes the Credit/Risk departments and management staff
* Submit ACR's requesting all necessary changes to merchant accounts.
* Review application documentation to ensure completeness. Follow-up with the respective Sales Representative, Direct Supervisors and/or Regional Managers to ensure that missing documentation is received prior to account boarding
* Receive all incoming pricing sheets, upload to platform
* Monitor the Match upload queue daily. Review each account in the Match queue for exact Matches with information given in the upload queue. Clear accounts or send to Risk for review/closure. Perform manual match inquiries and match submissions when requested by Credit, Risk or one of our sponsor banks
* Process, monitor and work potential OFAC matches
* Process and report on Sponsor Bank Monthly and Quarterly Audit Reports for OFAC
* Generate and mail underwriting Decline letters to applicant(s)Upload data file to G2 for website monthly monitoring
* 3-5 years of credit experience, reviewing financial statements and performing analysis (HOWEVER, only needs 1 year of this experience IF they have a Bachelor's degree in Accounting or Finance)
* Experience in a role where they are working with financial statements for a variety of companies/industries (not just one specific company)
* Skilled within Excel -- pivot tables & vlookups STRONGLY PREFERRED
* Willing and able to work 2 days in-office work at the Alpharetta, Georgia office and 3 days remote each week
* Bachelor's degree in Business, Accounting, or Finance -- PREFERRED
* PowerBI experience
* An understanding of Merchant Credit Card processing
Benefit packages for this role will start on the 31st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.